An example of pre-paid card widely used in Malaysia is Touch 'n Go which was used to pay the highway toll payment. It is very convenient for highway user as they don’t have to go through the long queue congestion at toll plazas. Users just need to tab the card on the sensor and the amount will be automatically deducted. User can reload the card at many places such as toll plazas, train stations, Automated Teller Machines, and Cash Deposit Machines.
Another foreign example of pre-paid cash card is the Octopus cash card used in Hong Kong. Basically, the application of this card is similar to Touch’n Go card. The people in Hong Kong use this card to pay public transportation fees whereby it only take a couple of seconds and even easier as they no need to carry coins(Yes!it is the card that you always see in HK drama). Octopus card can also be used in some retail shops that accept this card, such as convenience stores, supermarkets or even restaurants. The user only need to wave the card over the Octopus Reader (even if it's in your wallet or handbag), payments will be deducted instantly (provided there is enough money in the card). The reader will also show the new balance of the Octopus Card. It is very convenient to use Octopus cash card as it can be purchased from any public transportation company's customer service centre, such as MTR's or KCR's and infact, can top-up the card easily.
Some other, country’s pre-paid cash card are Coinstar prepaid debit card in Canada, Advance Visa prepaid card in America, Just Cash Maestro prepaid card in West Yorkshire and ACE Cash Express prepaid card at United States. In conclusion pre-paid cash card is gaining its popularity among other countries and there is no risk for the user to get themselves into debt as it has no credit or overdraft facility.